Free Spins No Deposit → 2021 🥇 All UK Sites Are Listed

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free bet no deposit uk - win

Completely free no deposit betting - UK only

Simply sign up for an account and receive credit for free. If you win the bet you can cash the money into your account immediately.
SkyVegas - Casino
Dobet - sports betting
Note: I already tried this with Red32 casino, won 20 quid and they wouldn't let me withdraw the money - you may have to make a minimum of about 5 bets before withdrawing.
submitted by _scotttenorman to beermoney [link] [comments]

Aggressive investing / trading

I’m young (19). I have no debt to pay for at least 4 years. After that I will likely have a decent paid job and I will be stuck in the eat, sleep, work, pay tax, pay debt cycle. I’ve saved up 10k. At the moment I’ve put 2k in apple, 1k in index etfs, 1.5k in ARK, 1k in NIO. 0.5k in PLTR. I plan to keep on investing any more money that comes in. That leaves me 4k (which I’m willing to risk for high returns) I’m looking to grow this as much as possible within 4 years to reduce my student debt. Now yes, I know time in the market beats timing the market. But the stock market has become a hobby of mine. I look forward to the market opening every day - whether it’s up or down. I’m always looking for opportunities. As of now, the majority of my money is invested in relatively safe equities. With the rest I really want to 2/3x my money. Being in the UK, I can do spreads - massive potential for gains and losses. I was thinking of doing spreads but in a swing trade kind of time frame. I would go big, but only on a decent dip on a well structured, stable stock (keeping a safe margin of course). I have made my fair share of mistakes with spreads, ranging from taking oversized bets on meme stocks, to cutting my losses early on stable stocks only for them to rocket to all time highs instantly after.
Im just a little unsure on deciding between spreads or swing trading by buying actual shares. Spreads allows me to choose my potential gains and losses based on my risk. I would only have to deposit a fraction of the actual underlying stock price. It’s also tax free (though that doesn’t affect me right now). What would the benefits of swing trades be compared to spreads? At the moment I don’t see any, other than the tiny amount in dividends I may get. With just 4k I wouldn’t be able to make many trades at all and the shares I buy would need to be growth stocks to make a decent return.
Am I going about this the right way? Assuming my risk management is good, would spreads be the way to go?
submitted by theepicone111 to stocks [link] [comments]

Ultimate Casino Cashback Guide - Earn over £500 - Every Offer Explained!

This guide aims to outline all of the best gambling cashback offers available over a range of sites, following this guide you should be able to make over £500 in cashback
Note - Cashback often takes a while to payout, bear this in mind when completing offers as you may have to wait to cashout your earnings
When completing these offers don't chase any loses as the cashback will give you a profit with nerly every offer
A short review of each site and some referral links
Topcashback - Cashback will show as tracked within a few days, can take a few weeks to become payable, in some cases even longer, asides from gambling they have great offers for car insurance and mobile phone contracts, worth taking a look to save some extra money!
Ref - Extra £5 when you make £10 cashback
Non-Ref - No reward
Quidco - Much the same as Topcashback
Ref
Non-Ref
Minimum payment - £10
Ohmydosh - Faster Payouts but less offers
Ref - Extra £1
Non-Ref - No reward
Minimum payout - Any
Cashback Earners - A lesser known site in need of a fresh look, this site also has some bad reviews, referal income is paid to the site on a monthly basis with the dates for each site being different, offers don't seem to show as tracked until the website receive their payment, cashback should appear in your account within 1 month of completing an offer. Cashout amounts are specific, its best to build up a balance and then withdraw. Payment takes around 3 weeks.
Ref - Sign up bonus £6.5
Non-Ref - Sign up bonus £6.5
Minimum payout is £20
Payment Proof - Payments for all sites can be seen here, quidco isn't shown as i have signed up for all the casinos on offer through topcashback

How to Maximize Profit - IMPORTANT - READ THIS

For the majority of these offers you want to play blackjack following the chart found here
Any blackjack game will do, look for a normal version of the game at the site you are playing on and make sure it is a non live game as the hand sizes will be lower.
When playing blackjack there will often be more than one spot that you can bet on, allowing the player to bet more than one hand at a time, Its important to only bet on one spot at a time as it reduces the variance of the game and will ensure you get the maximum return possible from the game, stick to £1 hand sizes when playing and dont be tempted to bet larger amounts as you will be getting a nice amount of cashback from every offer
Through playing blackjack this way the player will get a return of around 98%, meaning for every £100 staked you will lose around £2. If you make a loss on a casino site after completing the required wagering amount, withdraw your remaining balance, don't chase loses as the cashback will make up for loses and give you a profit in most cases.
All offers are updated fairly regularly, make sure to check the terms for each offer as information in this post may become outdated. Also check for other offers every now and then as new casinos are added!

TopCashBack Offers - £400+ Profit

Topcashback Referral - Get an extra £5 - See the Ref Link at the top of the page!
If you dont already have an account at top cashback, you can sign up through my referral to get an extra £5 added to you account once you make £10 cashback
Lottoland - Cashback £15
Add £11 and play 11 separate £1 hands, following the strategy outlined at the top of the post, withdraw any remaining balance.
Betfair Casino - Cashback £70
Note this is not the poker offer
Add £50 to your account and play 50 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Quidco are offering £100 for this offer
Party Casino - Cashback £26.5
Deposit and play 30 single £1 hand son blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Tombola - Cashback £24.5
Deposit £10 and open the tombola roulette game, choose a £1 chip size and choose 5 spots, repeat this twice, withdraw any remaining balance, you will likely lose money here but the cashback will give you a profit
Coral - Cashback £46
Add £10 and play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Bingoport - Cashback £3
Sign up to bingoport to get an easy £3
Ladbrokes - Cashback £42
Add £10 to your account and play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Pokerstars - Cashback £32
Add £25 and play 25 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
STS - Cashback £21
Add £30 to your account and play 30 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
William Hill - Cashback £54
add £25 and play 25 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Megacasino - £15.75
Add £25 - Play 25 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
LottoGo - Cashback £3.18
Buy a euromillions ticket
Slingo - Cashback £24.75
Add £10 play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
PaddyPower Games - Cashback £20
Add £10 play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
The Football Pools - Cashback £24.75
Sign up for the £10 a month subscription, cancel this after 30 days
Lottomart - Cashback £18
Add £10 - Play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Genting Slots - Cashback £25
Add £30 play 30 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
OhMyDosh - Cashback £40+
Referral gives an extra £1, sign up through the ref link at the top of the post to get the bonus!
Gala Bingo - Cashback £17.50
Deposit at least £5, you'll get a £10 slots bonus and 100 free spins, these carry hefty wagering requirements, Open any slot and play the minimum spin size, play until you lose all of the money in your account or complete the wagering requirements on the bonus funds. Withdraw any remaining balance.
BGO - £10 Cashback
Deposit at least £15. Play 15 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance. DONT ACCEPT the welcome bonus from BGO.
Lottosocial - Cashback £4
Sign up to Lotto Social - Use your correct phone number when joining as it is the only way to login to your account. Purchase 10 lines for £1, after making a purchase go to your account page and find the list of syndicates your are in, leave the syndicates to avoid making any more payments.
Cheeky Bingo - £10 Cashback
Deposit £10 and get a £40 welcome bonus, just play bingo with all of your funds and hope to get some wins, bonus has 4x wagering requirements.

Quidco - Cashback £100+

Quidco don't offer a sign up bonus, find my ref link at the top of the post if you want to help me out!
All of the offers on quidco are much the same as topcashback, the only offer worth noting is the betfair casino offer which pays £100
Betfair - £100 cashback
Add £100 and play 100 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.

Cashbackearners - Cashback £180+

Sign up Bonus
Get a £6.5 sign up bonus, think this works with or without the ref link, links are at the top of the post!
To find these offers just search for casino on the site.
All of these offers state that you only need to make a deposit, its best to play through the deposit 1x to ensure that the cashback is paid.
LuckyMeSlots - Cashback £15
Add £15 and play 15 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Spin Genie - Cashback £12.5
Add £12.5 and play 12.5 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Cashmo - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Don't spin the wheel that pops up after signing up or accept any other bonuses.
Ice36 -Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Spinhill Casino - Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Galacasino - Cashback £30
add £30 and play 30 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Casino765 - Cashback £12.5
Add £12.5 and play 12.5 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Casinosuperwins - Not recommended, bad site, awful support
Casino2020 - Cashback £15
Add £15 and play through £15 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
Pocketwin - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
The Sun Vegas - Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
DrSlot - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
MrSpin - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
PrimeCasino - Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
ConquestAdor - Cashback £10
Add £10 play 10 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
MFortune - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
Thanks for reading, hope this of use to some people, happy earning!
submitted by Leth96 to beermoneyuk [link] [comments]

Up to £219.11 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh

Up to £219.11 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh
TopCashback, Quidco and OhMyDosh always have a number of gambling offers available, with the offered amounts often changing daily or weekly. There are currently quite a few offers available on each where the cashback amount is more than the required deposit or wager amount. I've done most of these and always keep an eye out for when the amounts increase, to make sure I can get the most for my money. The offers they have on at the moment are some of the best I've ever seen for them.
The first step is to sign up for the cashback sites if you haven't already. If you use a referral link to sign up then you can get an extra bonus once your cashback becomes payable:
Then the next step is to work through the offers. These are all only available for new customers, so if you already have an account with one of the sites then you won't be eligible for the offer from them unfortunately. It's also worth checking the terms as some have specific wagering requirements, for example Betfair Casino must be completed within 3 days of opening your account and low risk roulette bets (covering 25 or more of the 37 outcomes) are excluded from counting towards the wager.
Offers
# Site From Cashback Deposit/Wager Profit
1 Coral Casino TCB £42 £10 £32
2 Ladbrokes Casino TCB / Quidco £42 £10 £32
3 Betfair Casino Quidco £40 £10 £30
4 William Hill Casino TCB / Quidco £54 £25 £29
5 Pokerstars TCB / Quidco £32 £20 £12
6 Paddy Power Games TCB / Quidco £20 £10 £10
7 Lottomart TCB £18 £10 £8
8 Foxy Bingo OMD £12.50 £5 £7.50
9 Gala Bingo OMD £12.50 £5 £7.50
9 Buzz Bingo OMD £17.50 £10 £7.50
10 Lottoland TCB £22 £15.01 £6.99
11 Tombola TCB / Quidco £15 £10 £5
12 Cheeky Bingo OMD £15 £10 £5
13 BingoPort TCB £4 - £4
14 LottoGo OMD £4.50 £2 £2.50
15 Free Slots Genie OMD £1.25 - £1.25
16 Profit Accumulator TCB £1.05 - £1.05
17 The Best Free Spins OMD £1 - £1
18 Free Spins Wizard OMD £1 - £1
19 Pick My Postcode TCB £0.90 - £0.90
20 Search Lotto TCB £0.82 - £0.82
21 Free Spins Loopy OMD £0.80 - £0.80
22 Super Free Slots OMD £0.70 - £0.70
23 FreeBingoGenie OMD £0.60 - £0.60
24 bgo OMD £10 £10 -
24 Slingo OMD £20 £20 -
Notes
If you complete all these offers then you should make £207.11 cashback in profit through the offers alone. If you are new to the cashback sites and sign up through referral links then this will be £219.11 instead. There's also a chance you can make a profit on any or all the offers and walk away with even more.
There's also a final few key points:
  • Make sure you have all adblockers and tracking protection switched off as otherwise this may lead to issues with the cashback tracking correctly.
  • I've listed the highest paying in terms of deposit/wager to cashback offers here, but if you have a preference for one cashback site over the other then they often offer very similar amounts if you'd rather go with the other instead.
  • Similarly, some sites (OhMyDosh in particular) offer a lower cashback amount but also a lower deposit/wager amount, which may be more appealing to some.
  • Some of the offers may require a premium subscription to receive the mentioned amount. I wrote a guide to maximising cashback that explains these.
  • I don't like to say the cashback is guaranteed as all the cashback sites say it never is, but I've never had an issue with any of these sites, whether through gambling or other offers.
  • Please be aware that these all these offers all are gambling, so I'd highly recommend depositing and wagering only the mimimum amount required to get the cashback, then withdrawing any profit you may have made.
  • Please Be Gamble Aware when using these sites.
Let me know if you have any questions about any of these offers :)
submitted by pKYmlCo70Iyn9D0q38L1 to beermoneyuk [link] [comments]

Up to £244.55 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh

Up to £244.55 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh
TopCashback, Quidco and OhMyDosh always have a number of gambling offers available, with the offered amounts often changing daily or weekly. There are currently quite a few offers available on each where the cashback amount is more than the required deposit or wager amount. I've done most of these and always keep an eye out for when the amounts increase, to make sure I can get the most for my money. The offers they have on today are some of the best I've ever seen for each of them.
The first step is to sign up for the cashback sites if you haven't already. If you use a referral link to sign up then you can get an extra bonus once your cashback becomes payable:
Then the next step is to work through the offers. These are all only available for new customers, so if you already have an account with one of the sites then you won't be eligible for the offer from them unfortunately. It's also worth checking the terms as some have specific wagering requirements, for example Betfair Poker must be completed within 3 days of opening your account and low risk roulette bets (covering 25 or more of the 37 outcomes) are excluded from counting towards the wager.
Offers
# Site From Cashback Deposit/Wager Profit
1 Betfair Poker Quidco £50 £10 £40
2 Pokerstars TCB £45 £25/£10 £35
3 Coral Casino TCB £42 £10 £32
4 Ladbrokes Casino TCB £42 £10 £32
5 William Hill Casino TCB / Quidco £54 £25 £29
6 Paddy Power Games TCB / Quidco £20 £10 £10
7 Lottoland TCB £20 £10.01 £9.99
8 Lottomart TCB £18 £10 £8
9 Foxy Bingo OMD £5 £12.50 £7.50
10 Gala Bingo OMD £5 £12.50 £7.50
11 Tombola Quidco £17.32 £10 £7.32
12 BingoPort TCB £3 - £3
13 LottoGo OMD £4.50 £2 £2.50
14 Free Slots Genie OMD £1.25 - £1.25
15 Profit Accumulator TCB £1.05 - £1.05
16 The Best Free Spins OMD £1 - £1
17 Free Spins Wizard OMD £1 - £1
18 Pick My Postcode TCB £0.82 - £0.82
19 Search Lotto TCB £0.82 - 0.82
20 Free Spins Loopy OMD £0.80 - £0.80
21 Mr Free Slots OMD £0.80 - £0.80
22 Lotto Social TCB £0.60 - £0.60
23 FreeBingoGenie OMD £0.60 - £0.60
24 Cheeky Bingo OMD £10 £10 -
25 bgo OMD £10 £10 -
Notes
If you complete all these offers then you should make £232.55 cashback in profit through the offers alone. If you are new to the cashback sites and sign up through referral links then this will be £244.55 instead. There's also a chance you can make a profit on any or all the offers and walk away with even more.
There's also a final few key points:
  • Make sure you have all adblockers and tracking protection switched off as otherwise this may lead to issues with the cashback tracking correctly.
  • I've listed the highest paying in terms of deposit/wager to cashback offers here, but if you have a preference for one cashback site over the other then they often offer very similar amounts if you'd rather go with the other instead.
  • Similarly, some sites (OhMyDosh in particular) offer a lower cashback amount but also a lower deposit/wager amount, which may be more appealing to some.
  • I don't like to say the cashback is guaranteed as all the cashback sites say it never is, but I've never had an issue with any of these sites, whether through gambling or other offers.
  • Please be aware that these all these offers all are gambling, so I'd highly recommend depositing and wagering only the mimimum amount required to get the cashback, then withdrawing any profit you may have made.
  • Please Be Gamble Aware when using these sites.
Let me know if you have any questions about any of these offers :)
submitted by pKYmlCo70Iyn9D0q38L1 to beermoneyuk [link] [comments]

New to online Slots? - Starter guide/tips for newbies playing online slots

Okay so I decided to create this guide with the hopes of it becoming a sticky thread for all newbies to the online slots world, to read as we deal with the same topics repeatedly and the same answers/advice are given repeatedly. Not that we do not want to help, but these would prevent you from getting into situations before its too late, or blaming casinos when you were in the wrong.
Signing up or Registration
Registration – Please carefully read the general terms and conditions about every "Right" the casino has and please note that you accepted these terms upon signing up, which means you are saying you are okay with it and agree with what the casino state about what they can and cannot do.
Claiming Bonuses
Read the bonus terms carefully before claiming any bonuses and look for the following pointers when reading the bonuses rules:
There are other bonus terms that I have not mentioned but I think the above ones are the most important as these could affect you in terms of confiscation of your winnings should you breach any of them.
Verification
This is pretty much standard for a casino to ask for some form of Identification, proof of address and proof of deposit when requesting a withdrawal. Depending on the amount win, some casinos might not need documents, however when a substantial amount has been won additional verification or security checks might be done which means a longer withdrawal time frame. Verification or KYC is necessary, however I feel when casinos ask for selfies with your ID next to you etc. in my opinion is just ridiculous. Also, I have noticed some casinos requesting your source of income to see where you get the money to make deposits etc. This seems standard and you would need to do it to get your withdrawal, however all of us have different opinions about this verification procedure.
Withdrawals
Many casinos have different withdrawal time frames and when you accept the general terms and conditions you have to a abide by them, by this I mean stop being impatient and complain that the casinos withdrawal time frames are the worst etc. As you knew this before you started playing provided you have read the terms and condition. You decided to deposit and play so then wait for your money, eventually it will come unless you breached some rule, or the casino is a rogue casino.
Here are some of the tips you should note when it comes to withdrawals at casinos:
Self-Exclusion
Self-Exclusion is a big thing these days and most cases substantial amounts are involved that are being confiscated. There are at times very little that us forum members or even AskGamblers can do when a player self-excluded and played at a sister website or similar, as we know the result and of course the house is kind of right. However, I think it's bad that a casino only realizes the self-exclusion portion on a player profile once it reaches withdrawal stage, because I feel they should have something in place that can detect that you self-excluded upon registration or before you even make your first deposit. People with gambling problems tend to self-exclude but the alternative is to read this guide - https://www.askgamblers.com/forum/topic/2152-sos-i-am-addicted-to-gambling-what-to-do/ . My advice is to keep your casino account open and do not play there anymore, because even if you request a permanent account closure, some casinos tend to self-exclude you without you knowing it and this would cause problems in future since you opened another account at their sister website or something.
submitted by Sea_Yogurtcloset_752 to bestcasinoscanada [link] [comments]

Former investment bank FX trader: some thoughts

Former investment bank FX trader: some thoughts
Hi guys,
I have been using reddit for years in my personal life (not trading!) and wanted to give something back in an area where i am an expert.
I worked at an investment bank for seven years and joined them as a graduate FX trader so have lots of professional experience, by which i mean I was trained and paid by a big institution to trade on their behalf. This is very different to being a full-time home trader, although that is not to discredit those guys, who can accumulate a good amount of experience/wisdom through self learning.
When I get time I'm going to write a mid-length posts on each topic for you guys along the lines of how i was trained. I guess there would be 15-20 topics in total so about 50-60 posts. Feel free to comment or ask questions.
The first topic is Risk Management and we'll cover it in three parts
Part I
  • Why it matters
  • Position sizing
  • Kelly
  • Using stops sensibly
  • Picking a clear level

Why it matters

The first rule of making money through trading is to ensure you do not lose money. Look at any serious hedge fund’s website and they’ll talk about their first priority being “preservation of investor capital.”
You have to keep it before you grow it.
Strangely, if you look at retail trading websites, for every one article on risk management there are probably fifty on trade selection. This is completely the wrong way around.
The great news is that this stuff is pretty simple and process-driven. Anyone can learn and follow best practices.
Seriously, avoiding mistakes is one of the most important things: there's not some holy grail system for finding winning trades, rather a routine and fairly boring set of processes that ensure that you are profitable, despite having plenty of losing trades alongside the winners.

Capital and position sizing

The first thing you have to know is how much capital you are working with. Let’s say you have $100,000 deposited. This is your maximum trading capital. Your trading capital is not the leveraged amount. It is the amount of money you have deposited and can withdraw or lose.
Position sizing is what ensures that a losing streak does not take you out of the market.
A rule of thumb is that one should risk no more than 2% of one’s account balance on an individual trade and no more than 8% of one’s account balance on a specific theme. We’ll look at why that’s a rule of thumb later. For now let’s just accept those numbers and look at examples.
So we have $100,000 in our account. And we wish to buy EURUSD. We should therefore not be risking more than 2% which $2,000.
We look at a technical chart and decide to leave a stop below the monthly low, which is 55 pips below market. We’ll come back to this in a bit. So what should our position size be?
We go to the calculator page, select Position Size and enter our details. There are many such calculators online - just google "Pip calculator".

https://preview.redd.it/y38zb666e5h51.jpg?width=1200&format=pjpg&auto=webp&s=26e4fe569dc5c1f43ce4c746230c49b138691d14
So the appropriate size is a buy position of 363,636 EURUSD. If it reaches our stop level we know we’ll lose precisely $2,000 or 2% of our capital.
You should be using this calculator (or something similar) on every single trade so that you know your risk.
Now imagine that we have similar bets on EURJPY and EURGBP, which have also broken above moving averages. Clearly this EUR-momentum is a theme. If it works all three bets are likely to pay off. But if it goes wrong we are likely to lose on all three at once. We are going to look at this concept of correlation in more detail later.
The total amount of risk in our portfolio - if all of the trades on this EUR-momentum theme were to hit their stops - should not exceed $8,000 or 8% of total capital. This allows us to go big on themes we like without going bust when the theme does not work.
As we’ll see later, many traders only win on 40-60% of trades. So you have to accept losing trades will be common and ensure you size trades so they cannot ruin you.
Similarly, like poker players, we should risk more on trades we feel confident about and less on trades that seem less compelling. However, this should always be subject to overall position sizing constraints.
For example before you put on each trade you might rate the strength of your conviction in the trade and allocate a position size accordingly:

https://preview.redd.it/q2ea6rgae5h51.png?width=1200&format=png&auto=webp&s=4332cb8d0bbbc3d8db972c1f28e8189105393e5b
To keep yourself disciplined you should try to ensure that no more than one in twenty trades are graded exceptional and allocated 5% of account balance risk. It really should be a rare moment when all the stars align for you.
Notice that the nice thing about dealing in percentages is that it scales. Say you start out with $100,000 but end the year up 50% at $150,000. Now a 1% bet will risk $1,500 rather than $1,000. That makes sense as your capital has grown.
It is extremely common for retail accounts to blow-up by making only 4-5 losing trades because they are leveraged at 50:1 and have taken on far too large a position, relative to their account balance.
Consider that GBPUSD tends to move 1% each day. If you have an account balance of $10k then it would be crazy to take a position of $500k (50:1 leveraged). A 1% move on $500k is $5k.
Two perfectly regular down days in a row — or a single day’s move of 2% — and you will receive a margin call from the broker, have the account closed out, and have lost all your money.
Do not let this happen to you. Use position sizing discipline to protect yourself.

Kelly Criterion

If you’re wondering - why “about 2%” per trade? - that’s a fair question. Why not 0.5% or 10% or any other number?
The Kelly Criterion is a formula that was adapted for use in casinos. If you know the odds of winning and the expected pay-off, it tells you how much you should bet in each round.
This is harder than it sounds. Let’s say you could bet on a weighted coin flip, where it lands on heads 60% of the time and tails 40% of the time. The payout is $2 per $1 bet.
Well, absolutely you should bet. The odds are in your favour. But if you have, say, $100 it is less obvious how much you should bet to avoid ruin.
Say you bet $50, the odds that it could land on tails twice in a row are 16%. You could easily be out after the first two flips.
Equally, betting $1 is not going to maximise your advantage. The odds are 60/40 in your favour so only betting $1 is likely too conservative. The Kelly Criterion is a formula that produces the long-run optimal bet size, given the odds.
Applying the formula to forex trading looks like this:
Position size % = Winning trade % - ( (1- Winning trade %) / Risk-reward ratio
If you have recorded hundreds of trades in your journal - see next chapter - you can calculate what this outputs for you specifically.
If you don't have hundreds of trades then let’s assume some realistic defaults of Winning trade % being 30% and Risk-reward ratio being 3. The 3 implies your TP is 3x the distance of your stop from entry e.g. 300 pips take profit and 100 pips stop loss.
So that’s 0.3 - (1 - 0.3) / 3 = 6.6%.
Hold on a second. 6.6% of your account probably feels like a LOT to risk per trade.This is the main observation people have on Kelly: whilst it may optimise the long-run results it doesn’t take into account the pain of drawdowns. It is better thought of as the rational maximum limit. You needn’t go right up to the limit!
With a 30% winning trade ratio, the odds of you losing on four trades in a row is nearly one in four. That would result in a drawdown of nearly a quarter of your starting account balance. Could you really stomach that and put on the fifth trade, cool as ice? Most of us could not.
Accordingly people tend to reduce the bet size. For example, let’s say you know you would feel emotionally affected by losing 25% of your account.
Well, the simplest way is to divide the Kelly output by four. You have effectively hidden 75% of your account balance from Kelly and it is now optimised to avoid a total wipeout of just the 25% it can see.
This gives 6.6% / 4 = 1.65%. Of course different trading approaches and different risk appetites will provide different optimal bet sizes but as a rule of thumb something between 1-2% is appropriate for the style and risk appetite of most retail traders.
Incidentally be very wary of systems or traders who claim high winning trade % like 80%. Invariably these don’t pass a basic sense-check:
  • How many live trades have you done? Often they’ll have done only a handful of real trades and the rest are simulated backtests, which are overfitted. The model will soon die.
  • What is your risk-reward ratio on each trade? If you have a take profit $3 away and a stop loss $100 away, of course most trades will be winners. You will not be making money, however! In general most traders should trade smaller position sizes and less frequently than they do. If you are going to bias one way or the other, far better to start off too small.

How to use stop losses sensibly

Stop losses have a bad reputation amongst the retail community but are absolutely essential to risk management. No serious discretionary trader can operate without them.
A stop loss is a resting order, left with the broker, to automatically close your position if it reaches a certain price. For a recap on the various order types visit this chapter.
The valid concern with stop losses is that disreputable brokers look for a concentration of stops and then, when the market is close, whipsaw the price through the stop levels so that the clients ‘stop out’ and sell to the broker at a low rate before the market naturally comes back higher. This is referred to as ‘stop hunting’.
This would be extremely immoral behaviour and the way to guard against it is to use a highly reputable top-tier broker in a well regulated region such as the UK.
Why are stop losses so important? Well, there is no other way to manage risk with certainty.
You should always have a pre-determined stop loss before you put on a trade. Not having one is a recipe for disaster: you will find yourself emotionally attached to the trade as it goes against you and it will be extremely hard to cut the loss. This is a well known behavioural bias that we’ll explore in a later chapter.
Learning to take a loss and move on rationally is a key lesson for new traders.
A common mistake is to think of the market as a personal nemesis. The market, of course, is totally impersonal; it doesn’t care whether you make money or not.
Bruce Kovner, founder of the hedge fund Caxton Associates
There is an old saying amongst bank traders which is “losers average losers”.
It is tempting, having bought EURUSD and seeing it go lower, to buy more. Your average price will improve if you keep buying as it goes lower. If it was cheap before it must be a bargain now, right? Wrong.
Where does that end? Always have a pre-determined cut-off point which limits your risk. A level where you know the reason for the trade was proved ‘wrong’ ... and stick to it strictly. If you trade using discretion, use stops.

Picking a clear level

Where you leave your stop loss is key.
Typically traders will leave them at big technical levels such as recent highs or lows. For example if EURUSD is trading at 1.1250 and the recent month’s low is 1.1205 then leaving it just below at 1.1200 seems sensible.

If you were going long, just below the double bottom support zone seems like a sensible area to leave a stop
You want to give it a bit of breathing room as we know support zones often get challenged before the price rallies. This is because lots of traders identify the same zones. You won’t be the only one selling around 1.1200.
The “weak hands” who leave their sell stop order at exactly the level are likely to get taken out as the market tests the support. Those who leave it ten or fifteen pips below the level have more breathing room and will survive a quick test of the level before a resumed run-up.
Your timeframe and trading style clearly play a part. Here’s a candlestick chart (one candle is one day) for GBPUSD.

https://preview.redd.it/moyngdy4f5h51.png?width=1200&format=png&auto=webp&s=91af88da00dd3a09e202880d8029b0ddf04fb802
If you are putting on a trend-following trade you expect to hold for weeks then you need to have a stop loss that can withstand the daily noise. Look at the downtrend on the chart. There were plenty of days in which the price rallied 60 pips or more during the wider downtrend.
So having a really tight stop of, say, 25 pips that gets chopped up in noisy short-term moves is not going to work for this kind of trade. You need to use a wider stop and take a smaller position size, determined by the stop level.
There are several tools you can use to help you estimate what is a safe distance and we’ll look at those in the next section.
There are of course exceptions. For example, if you are doing range-break style trading you might have a really tight stop, set just below the previous range high.

https://preview.redd.it/ygy0tko7f5h51.png?width=1200&format=png&auto=webp&s=34af49da61c911befdc0db26af66f6c313556c81
Clearly then where you set stops will depend on your trading style as well as your holding horizons and the volatility of each instrument.
Here are some guidelines that can help:
  1. Use technical analysis to pick important levels (support, resistance, previous high/lows, moving averages etc.) as these provide clear exit and entry points on a trade.
  2. Ensure that the stop gives your trade enough room to breathe and reflects your timeframe and typical volatility of each pair. See next section.
  3. Always pick your stop level first. Then use a calculator to determine the appropriate lot size for the position, based on the % of your account balance you wish to risk on the trade.
So far we have talked about price-based stops. There is another sort which is more of a fundamental stop, used alongside - not instead of - price stops. If either breaks you’re out.
For example if you stop understanding why a product is going up or down and your fundamental thesis has been confirmed wrong, get out. For example, if you are long because you think the central bank is turning hawkish and AUDUSD is going to play catch up with rates … then you hear dovish noises from the central bank and the bond yields retrace lower and back in line with the currency - close your AUDUSD position. You already know your thesis was wrong. No need to give away more money to the market.

Coming up in part II

EDIT: part II here
Letting stops breathe
When to change a stop
Entering and exiting winning positions
Risk:reward ratios
Risk-adjusted returns

Coming up in part III

Squeezes and other risks
Market positioning
Bet correlation
Crap trades, timeouts and monthly limits

***
Disclaimer:This content is not investment advice and you should not place any reliance on it. The views expressed are the author's own and should not be attributed to any other person, including their employer.
submitted by getmrmarket to Forex [link] [comments]

Modern tips in 2020 to help you quit online gambling.

Some background - I am a recovering gambling addict from the UK, so some of the stuff I will write may be a bit UK specific, but the general theme will apply to most countries.
If there are similar alternatives in your country - comment them below - it could help others out a lot.
Everything I write about below is 100% free.
------
BLOCK ACCESS TO CASINOS
  1. A recent tool some bank apps in the UK have added is the ability to block all gambling deposits from your card. Turn this setting on. If you then try to disable it, it will take several days for it to actually kick in. This way, you can't just undo it when you get the urge to gamble. If your bank doesn't offer this, IT'S TIME TO CHANGE TO A BANK THAT DOES, AND THEN CLOSE YOUR CURRENT ONE. Banks I'm aware of which offer this are: Monzo, HSBC - I'm sure there's many others.
  2. GAMSTOP is a free gambling blocking service in the UK that when you register with it, betting companies operating in the UK must check with this service to see if you have registered a self-block. If the betting companies detect you have registered, they must not let you register with them/continue using their service. GAMSTOP can take upto 72 hrs to kick in once you have registered. Do it now. https://www.gamstop.co.uk/
  3. Permanently exclude yourself from any betting site you already have an account with. GAMSTOP should hopefully do this for you - but regardless, log in to any betting sites you are registered with and go to Responsible gambling > exclusion, and permanently exclude yourself. One thing I used to be concerned with about this was - if I have a pending withdrawal and I do this, what happens? The answer is - your withdrawal will still be processed, you do not need to worry. Do it, and never look back.

MUTE CASINOS FROM YOUR ONLINE SOCIAL LIFE
  1. Twitter allows you to mute certain words - so any post containing such words that would normally appear in your feed - will now become completely invisible. I had a lot of accounts I follow retweeting betting adverts or just talking about betting in general, and now I no longer see anything remotely like this. To do this, go to Settings > Content Preferences > Muted > Muted Words. I added words: bet, accumulator, casino, odds. Other social networks may offer similar features, but I only use twitter.
  2. Block betting email adverts from getting to your inbox. GMAIL allows you to filtecatch certain words from incoming emails - and if it picks a match up - those emails will be dumped straight into your spam folder. I cannot remember the last time I had a casino email arrive in my inbox since I set this up. To do this in GMAIL - Click the Gear icon in the top right, go to Filters and Blocked Addresses, Create new filter, then in 'Has the words' field - enter your words. E.g casino, bet etc.
  3. Get a free AD BLOCK tool. On my PC, I use google chrome for internet. I have the chrome extension ADBLOCK. This automatically blocks adverts on things like Google search, YouTube, Twitter etc. I barely see adverts at all anymore - and most importantly, any betting adverts. If you've never installed an extension before, don't worry, it literally takes a few seconds. If you use firefox or another browser, google ad block for x, there are alternatives for there too. For chrome: https://chrome.google.com/webstore/detail/adblock-%E2%80%94-best-ad-blockegighmmpiobklfepjocnamgkkbiglidom

DON'T F WITH CRYPT* CURRENCIES OR ONLINE TRADING
I quit gambling a few years ago, and fell into this trap. I saw all the coins going up and up, and shoved a load of money into it. I didn't fully realise I was just straight up gambling at the time. I lost a fortune doing this. Do not let anyone rope you into this - all the stories are the same as regular gambling - you don't hear about the miserable stories, only the unlikely success stories. In the steps for muting/filtering above - I also added words related to this: 'trading', 'b*tcoin' etc.

-----
Good luck! I'm 2 years clean now, here's to the next 2.
submitted by STOP_GAMBLING to GamblingAddiction [link] [comments]

Ego Casino 20 Free Spins Bonus No Deposit Required

Ego Casino 20 Free Spins Bonus No Deposit Required

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Ego Casino Review - Bonus Codes, Free Spins & More

In today's review of Ego Casino, we'll be doing a thorough analysis of their most important features and see exactly why this casino has the potential to become one of the greatest. It is available in a couple of languages like English, German, Polish, Chinese and Russian, making it one of the most popular international online casinos on the m arket. Along with that, it is available in various currencies such as Euros, Polish zlotys, and Russian rubles, making it a popular casino amongst European and Russian players. It also needs to be said that US and UK players are restricted from using this casino.
Regardless of the country restrictions, there is a lot to research and review about this casino. In the past few months, it got on a good foot with new players thanks to a generous no deposit free spins offer. But, there is much more to review and uncover. So let's get this review started and find out what earned Ego Casino their review ratings so fast amongst the online gambling communities.

Ego Casino Sign-Up Bonus And Promos

We thought it would be a great way to start this review on a positive note, so we've decided to review the promos like no deposit free spins and reloads available at Ego Casino. Upon our review of their promo selection, we were quite impressed by their offer. Being a new online casino they have to be able to attract new members and no deposit free spins promotions and rewards are a great strategy. Let's have a look at some of the most sought-after rewards and their availability in this exciting casino.
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No Deposit Bonus/Free Spins Bonus

One of the most requested bonus rewards amongst new players is the no deposit bonus. The no deposit bonus gives new players a chance to play some casino games right after they signup, no deposit needed. The no deposit bonus mainly includes free spins, but in some cases, the no deposit bonus might include free chips or cash instead of free spins. The purpose of the no deposit promo remains the same though - to promote games and offer players a chance to test the casino and review the game selection. Upon our review of the bonus section at Ego Casino, we've noted that they do not have an active any deposit bonus at this time.
If you are specifically looking for a no deposit promo like free spins or cash, make sure to wait a bit and review the casino's website. No deposit free spins promos become often available as a part of new promotions for new game releases.
However, we've also noted that in order to make up for their lack of a no deposit bonus, they offer a fairly generous welcome offer. Namely, the Ego Casino welcome promo is a 100% first deposit bonus for up to €500 and an additional 50 free spins, no bonus code required. Furthermore, there are three versions of this reward: Basic, Silver, and Gold. All of them differ in terms of how big of a deposit you make, resulting in a larger reward and more free spins. If you want to learn more about this and other promo rewards, head over to the Ego website and review it under the Promotions tab.

Cashback Bonus

Another promo that is popular amongst online casinos and their players is the cashback bonus. This promo gives players part of their wager back when they lose, giving them a fighting chance. Upon our review of the Promotions section at Ego Casino, we've noted that they do in fact have a cashback bonus. There are two types as well. The first one is called Weekly Cashback, where depending on your member status you either get 10-15% cashback which is calculated according to the deposits you've made. The cash is put back in your account every Sunday. The other one is called the Weekly 50% VIP Bonus. To activate it you'll need a bonus code which you can find on their website under the Promotions tab. There you can also learn more about this promo as it is thoroughly reviewed and explained in detail.
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High Roller Bonus

The High Roller bonus is a promo that is reserved for a special group of casino members that like to spend big bucks. These are also known as VIP members and VIPs often receive special treatment in terms of additional rewards such as a higher cashback bonus, more free spins or even priority when it comes to withdrawing funds. Upon our review of EgoCasino, we've noted that they have a Loyalty Program, where depending on your level, you get extra benefits. You gain levels by collecting E-coins that can later be spent for other bonus rewards. If you want to learn more about the Ego Casino loyalty program head over to their website and review it under the Promotions tab.

Weekly Reload Bonus

The Weekly Reload bonus can be any kind of benefit that players can get a hold on during a specific day of the week. Upon our review of the available bonus rewards at Ego Casino, we've noted that they have a couple of interesting weekly offers. We've already mentioned the Weekly Cashback bonus in this review, but there are more offers.
For instance, Ego Casino offers a Morning Up Bonus and a Twilight Bonus. Both are active from Monday through Friday but during different time frames. The Morning promo is active from 4 am -8 am, while the Twilight Bonus is active between 12 AM-4 AM. They also differ in terms of feature, the Twilight promo offers 50% for up to €1,000, while the morning offers the same, plus additional 20 free spins. In addition to these Weekly offers, Ego includes a weekend promo called Upgraded Weekend. Here you'll be able to get a 40% deposit bonus for up to €500. Overall, Ego Casino is very generous when it comes to bonuses.
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EGO Casino Games & Software Providers Available

We've mentioned in this review that Ego Casino can brag about having a large games library. We did a review of the game selection at Casino Ego and to be honest we were quite impressed. They include some of the most popular game categories like slot games, table games, sports betting, and even live games. The games at Ego Casino are provided a courtesy to world-renown software providers like Play'n GO, Microgaming, Quickspin, Big Time Gaming, Evolution Gaming and many more.

Slot Games

First of all, let's have a look at their slots selection. Ego Casino offers a wide range of slot games that meet the needs of every slots lover. Over here you can find classical 3-reel slots for those who love retro games, as well as modern slot games, with state of the art visual and graphics. The latter also includes cool in-game bonus features like wilds, free spins and scatter symbols. Upon our review, we've noted that some of their most popular titles include games like Book of Dead, Vikings Go Wild, Big Bad Wolf, and many more.
Live Dealer games are run in real-time via a live video stream by a real human dealer. Players can join the table and play against other players or against the dealer, depending on the game. Games that saw the biggest change for the better with this innovation are traditional casino games that could not have been imagined without a dealer in the first place. These include the likes of Roulette, Baccarat, Blackjack, and Poker. Upon our review of the games at Ego Casino, we've noted that they in fact include live dealer games and in the following part of this review, we're going to have a look at some of the available choices they have to offer.
Live Baccarat - Live Baccarat is amongst the many live games choices at Ego. Upon our review, we've noted that they include variants like the game Classical Baccarat, Dragon Tiger, and many more It has to be mentioned that there are betting limits in place, in order to accommodate players from different economic backgrounds.
Live Blackjack - Live Blackjack is another live game option at Ego Casino. Upon our review of the live games at this casino, we've noted that Blackjack is available in multiple variants, such as: Classical Blackjack, Common Draw Blackjack, Blitz Blackjack, and more. Naturally, there are various tables with different betting limits, in order to provide a fun experience for all players, regardless of their financial status.
Live Roulette - Live Roulette is probably the live game with the most choices at Ego. You can choose from variants like European or American Roulette, in addition to that, you can choose rooms with specific languages, such as Turkish, Russian, and German. It goes without saying that there are betting limits here as well in order to provide a fair gambling experience for all players, regardless of their pocket size.
Other Table Games - There are other table game choices available too, with the most popular being Poker. Upon our review, we've noted that they include variants like 3 Card Stud and Hold'Em. There are betting limits in place here as well, so you can expect High Roller and Low Roller tables.
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Compatibility: Desktop & Ego Casino's Mobile Casino App

Since there are a lot of different devices on the market today, it is extremely important for an online casino to be compatible with all of them in order to be accessible to more users. Upon our review of Ego, we've learned that they are a mobile-friendly site, compatible with all devices, including PC, tablet, and mobile as well as operating systems such as iOS and Android.
The Ego Casino games are available in instant play, which means that you won't need to download any additional app or software. All you got to do is use your device and open the browser to access the casino. The experience quality remains the same regardless of what device you use.

Top Security Protocols & Customer Service at Ego Casino

When it comes to security Ego Casino are doing a pretty good job. Even though they are a new and not so experience casino, their security isprotocols are pretty tight. Upon our review of Ego and their security measures, we've noted that they are using high-level SSL encryption in order to protect their players' transactions and their data from harm. It has to be mentioned that Ego Casino is licensed and falls under the regulations of Curacao.
As far as customer support goes, Ego Casino is doing the most that they can in order to be available to their players. Their website includes a 24/7 live chat where English and Russian speaking players can ask for help. In addition to that, there is a support e-mail and a phone number if there is a need for any further assistance.

Ego Casino Complaints Reviewed

Closely tied to the customer care is the willingness of a casino to review and resolve complaints filed against them. At the time of writing this review, we weren't able to find a single complaint filed against this casino. To be fair, it is a new casino and it will take time to see how they handle themselves in the long run.
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submitted by freespinsmobile to u/freespinsmobile [link] [comments]

Link Joker123 - Slot Game Review

Link Joker is a Chinese based online casino that offers you free slots. This casino is very similar to the popular UK casinos such as the Paradise casino. The interface of the website is simple and easy to use. When you log into the site, you will see a large variety of slots games including the popular slots games such as the No-Limit, Blackjack, Video Poker, Slots, Roulette and Keno. There are also many bonus and promotion codes offered by this website that can increase your chances of winning big jackpots and getting free credits.
The link joker123 is an exciting slot machine that offers you one of the best video poker games available on the internet today. You will find that there are many different variations of this slot machine such as the ninety-two odds machine, the double ninety-two machine, the single ninety-two odds machine, the limited card slot machine and the no-limit slot machine. There are also machine options for baccarat, keno, slots and keno action. The online casino can be accessed through a secure internet connection and you will have immediate play on the web casino when you make your deposit.
The Link Joker is a highly recommended machine because it offers you a great game slot experience with the largest jackpot prize. The game is a mixture of luck and strategy. The Link Joker is played in three different variations. It is available in both the virtual world and on land. The land game version of the online slot machine and the online casino are separated by a virtual wall that makes it easier for players to switch from one version to another.
The link slot joker is a highly recommended machine and is a top ten slot machine in the world. In order to win the huge jackpot offered by this machine, you need to fill out an application form given to you by the staff of the online casino. The Link Joker slot online is one of the most popular games and is used as the payment method by many of the online casinos in Asia.
The link alternatif joker123 is a popular game and has won many awards. It is also known as the "Bollywood Poker" and the "Bollywood Video Poker". The links game is also known as the Bollywood swakker or the "Bollywood street machine". Many professional gamblers have placed high bets on this game and many famous people in Bollywood have also won here.
The Bollywood Untuk Game Slot is similar to the Bollywood Video Poker and has also won many awards. The game is completely based on luck and strategy and you must use both your skill and wits to win. The link alternatif joker123 is an amusement slot machine that can be used at any of the Malaysia casinos. It is popular with the visitors of the casinos in Kuala Lumpur as well as the visitors of other casinos in Malaysia. There are slot machines in all the four walls of the slots machine in the bin walls.
submitted by womib to LinkToJokerSLot123 [link] [comments]

Daily Bonus Rewards List

Last updated: 04/02/21

Swagbucks (GPT site) | Ref ($3 bonus for earning $3)

  1. Answer the Daily Poll for $0.01.
  2. Use the search engine until you win some points. I get two wins each day by attempting it at 8am and 5pm. A third win isn’t unheard of, though I am unsure of the optimal timing. One search win pays $0.04 to $0.31.
  3. Play the browser games. Make one move in the game then use the in-game exit button for an attempt to register. You get $0.02 for every second attempt, up to a maximum of $0.10 daily. Be sure to wait 30 seconds between attempts.
  4. Swagbucks Watch – Currently deactivated :(
  5. nCrave direct links (more paid-to-click content):
(a) 7 times a day for $0.07 (seems to be deactivated)
(b) 5 times a day for $0.05 Close and re-open if you don't arrive at blue screen
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(d) 3 times a day for $0.03 (seems to be deactivated)
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(f) 5 times a day for $0.05 Close and re-open if you don't arrive at blue screen
See this tutorial video if you’re unsure of what to do.

Honeygain (passive income; sell your unused internet bandwidth) | Ref ($5 sign-up bonus)

Win credits daily from Honeygain's new Lucky Jar feature. One credit equals $0.01.

Hideout TV (video site) | Non-ref

Go on any video, scroll down, click Rewards and claim the daily reward code. When you reach 27 points (takes a few days), you can convert it to points on Swagbucks or other GPT sites. If you use Swagbucks for this, it checks off Daily Discover on your daily To Do list.

Inbox Pounds (survey site) Ref (£1 join bonus)

Use the search engine daily to get 7p, plus read 1 or 2 paid e-mails at 1p each. Has the usual surveys and a £20 PayPal cash-out.

StoREwards (receipt scanner app) | Invite code: 1gzhz | Download

Simply open the app to claim an incremental daily bonus which gets you 300 coins per week. This is actually a pathetic amount when you do the maths, but at least the app pays more per receipt scan than its competitors (over 5p each). Use the same e-mail address as the one you registered on Receipt Hog with to get a £1 bonus.

Viewsbank (survey site) | Ref

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There’s a daily pop quiz question that appears at the bottom of the survey page (next to the poll question). The site now has a countdown showing when the question will appear. Get the question right to win 3p.
Pro-tip: There’s a time limit to answer it, but you can simply close the quiz after seeing the question, Google the answer, and then restart the quiz to select your response.
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Free Daily Casino Games With Cash Prizes

Sky Prize Burst (at Sky Bingo)
Instant win game with small cash prizes (e.g. 10p), free spins, and scratchcards. Available from 10am daily.
Sky Prize Machine (at Sky Vegas)
Instant win game with cash prizes (e.g. £2), free spins and scratchcards. Available from 12pm daily.
Sky Lotto
Daily lottery game. Enter your numbers before 7.45pm and check the results at 8pm. Win scratchcards, and hopefully, cash.
P.S. 50 free spins with no deposit / wagering if you sign up to Sky Vegas.
4 Free (at Tombola Bingo)
A bingo style game. Match 4 numbers on a corresponding prize to win that amount. The chance of winning is low, but I have won £15 so far so it is possible. You need to verify your mobile number to play- They text you an access code every Monday.
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Ladbrokes Instant Spins
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Betfair Prize Pinball (Promotion expired?)
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William Hill's The Bonus Drop
A plinko style game in which you can win free spins, betting credit and cash prizes.
Virgin Games' Free Games
Uncover tiles on a board to uncover free spins and cash. You will need to deposit £10 into the site to be granted access to the games, but you do not need to gamble this money and can withdraw it again. At the end of the month you get to play a "Special Game" - The number of goes you get is based on the number of days you played the normal game that month.
Paddy Power's Beat The Drop
A game similar in concept to 'The £100K Drop' game show, which you can play with a hypothetical £1000 daily. Allocate your pot to predicted outcomes of upcoming sports events, and progress to the next round with the amount that you placed on the winning outcome. There are 12 rounds in total, and you can choose questions from different sports.
submitted by IGotSatan to LazyMoneyUK [link] [comments]

How to officially resign from SGI-USA (and SGI-UK)

When you leave SGI, that's typically a fairly complicated, even difficult decision, and depending on your SGI experience, it might involve some significant degree of trauma. What you DON'T need is SGI members and leaders continuing to pester you with offers to chant, suggestions you meet with this leader or that, invitations to SGI activities, etc. You'll likely be wanting to make a clean break. If any of your fellow SGI members are genuine friends, they'll stay your friends and interact with you without reference to SGI. But keep in mind - so long as SGI continues to keep you on their membership list, they will continue to regard you as an "inactive member". Any SGI members who already know you will be instructed to cozy up to you, be all friendly-like, and to stay socially involved with you, in the interest of eventually bringing you back into the SGI. SGI leaders will discuss your situation and give any SGI members who know you encouragement to stay in contact with you, for purposes of manipulating you back into membership at some later date.
SGI has this overwhelming attachment to its membership cards (ooh! Another for the Big List of SGI Fetishes!). So long as yours remains in the membership card box, every month or two, the SGI members with access to that box will be meeting in their "Member Care" meetings to talk about you and discuss how best to get to you, and even to assign complete strangers the task of contacting you - giving out your name, phone number, and address without your permission.
Sound good?
Q: How to get the unwanted contact to stop?
A: The letter of resignation.
The reason this can only be done by letter is because the SGI is an authoritarian top-down organization that utilizes a pyramid structure in which only the top echelon has the authority to do certain things, like remove members' personal information from the SGI databases. So don't waste your time with the local or lower-level leaders; they do not have the authority to remove or change records in the SGI databases. Sure, you can tell them you're done with SGI and want nothing further to do with the Ikeda cult, but they do not have the authority to do anything about that. You can send them a copy of your letter when you're done with it, so hang onto a copy.
In legal precedents, the US courts have determined that every individual has the right to resign unilaterally from a religious organization. You don't need anyone's permission; you don't have to jump through any hoops or complete any assignments or meet with specific persons first. Once you have formally, officially withdrawn your permission for a religious group to keep your personal information on file, they must remove it if you so request.
So you'll request. Here's how:
First, you write your letter. You'll want to include specific actionable items (select the items below that apply to you), and you must send it to the national HQ:
 SGI-USA Membership Department October 14, 2020 National Headquarters 606 Wilshire Blvd. Santa Monica, CA 90401 
To SGI-USA Membership Office:
I hereby resign my membership in the SGI-USA, effective immediately, and request you to remove my name and that of my minor children permanently from any and all of your organization's membership records. This includes my/our name/s, street address/es, phone numbes, email address/es, birth date/s, contribution history, and any other information that SGI has collected about me/us. You must instruct any SGI-USA leaders who have any connection to me/us to destroy my/our membership card/s and purge my/our contact information from their own contact lists immediately. Any continuing retention of my/our personal information will be regarded as identity theft and I/we will consider pursuing legal remedies if we find any evidence of this.
Your receipt of this letter acknowledges my formal and official notification that I no longer give my permission for SGI-USA to keep my personal information or that of my children on file at any SGI-USA location anywhere. I hereby withdraw my consent to being treated as a member and I withdraw my consent to being subject to SGI-USA rules, policies, beliefs and 'discipline' (if any). As I am now no longer a member, I require that my name and those of my children be permanently and completely removed from all membership records of the SGI-USA at every organizational level.
The SGI-USA is no longer permitted to use my/our personal information or that of my children for any purpose or in any capacity.
I wish no further contact from representatives of your organization except to confirm that our names have been removed from your records throughout the SGI-USA organization. I expect to receive that confirmation within a reasonably short time.
My name and address: XXXXXX, 1234 Nowhere St., Anywhereville, USA, 00000
My children’s names: XXXXX, XXXXX, XXXXX [same address]
I also expect a full refund of the remaining balance on all my publications (subscription number[s] XXXXXXX) and a refund of any deposits I made on future conferences/travel [identify if applicable]. My automatic contributions are to be stopped immediately; any further charges to my account will be reported as fraudulent to my financial institution.
Sincerely yours,
[Your name here]
That's it! You can send it snail mail or go to your local post office and send it certified mail for a couple bucks - that means someone has to sign for it and then you've got your confirmation that it was received. If you like, you can include in your letter your reasons for leaving, or tell them what you don't like about SGI, or really anything you please, but you don't have to. If you want to keep it "Just the facts", you certainly can.
Then, send a copy of your letter of resignation to everyone who routinely contacts you via email.
If SGI-USA HQ DOESN'T send you your confirmation letter, you can send them something like this:
You need to follow up with them if you don't receive that confirmation letter! They not only didn't send me a confirmation letter but, when I went onto the sgi-usa website, my account was still active. That meant that they had not wiped out my personal info as requested. I checked what the state laws (I'm in PA) are regarding unauthorized retention of personal info, and it can be interpreted as identity theft. I wrote them another letter, telling them that I would take further legal steps if necessary; within ten days, I not only had a confirmation letter but they also refunded me the balance on my WT and LB subscriptions. I'm betting that my member card is probably still in the box - I suppose I'll find that out next month when they start contacting people for their contribution campaign. Source
A couple of extra steps: Access your account through the online portal; I believe you can change your name and phone number there. Make it not-yours.
If any SGI members continue to contact you, feel free to send them something like this:
Dear ,
I am surprised and concerned that you should send me a message when I have formally handed in my resignation letter to the SGI, and have asked them to delete my information from their records.
The fact that yourself, as a membeleader, of the organisation should send me a message would appear to breach the data protection regulations because neither SGI members, nor its leaders have my legal consent to hold my contact information or contact me.
I urge you to delete my contact details as soon as possible and to avoid the illegal retention of my personal data.
Source
Here's another option:
Yesterday I submitted formally (hand delivered and mailed) my resignation letter to the HQ in Santa Monica. My attorney wrote it and made it very powerful, basically saying... “ to whom it may concern Upon receiving this letter you must cease and desist all contact with X. Any form of communication is unsolicited and unwarranted. Please delete and destroy any information you have on him in your database. You may not share any information of his through any means of communication. Failure to abide by these requests will result in swift and immediate legal action."
I didn’t even tell anyone I was considering leaving. To them it’s like they will be getting it out of the blue from a member they thought was up and coming and becoming more and more dedicated. I feel like this was pretty harsh, but at least it was a clean break and now there is no going back. Time to turn that chapter of my life. Source
Now, as to your gohonzon, altar, and misc. SGI paraphernalia, those are all yours to do with as you please. You can keep it all if you like (since you paid for it); you can give it away, recycle it, throw it away, donate it, or burn it in a bonfire! The sky's the limit!
Note that we only have resignation instructions for SGI-USA and SGI-UK at this time - if anyone has similar information from any other countries, please let us know. We'll edit it into this post.
You can see the instructions for how to officially resign from SGI-UK here - you'll be invoking the UK's 1998 Data Protection Act.
I also recommend that you review this: WHY won't they believe us when we explain why we left?
You should not expect that ANYONE within SGI will affirm your decision to leave. To the cult mindset, there is never any acceptable reason to quit, yet 95% to 99% of SGI-USA members have quit anyway. If you try to explain, they will argue. They will talk down to you as if you're a rebellious child insisting upon eating candy for dinner. They will say, "If you ever want to talk, I'm here for you", but you'll notice they never ask YOU a question - they keep themselves in the position of authority. They expect YOU to need them and seek THEIR counsel, which they'll dispense from high up on their Gakkai thrones. They believe that you will see your life go to hell, understand just how wrong you were to leave, and come crawling back, begging for forgiveness. They'll be watching and waiting for that, in fact, and telling each other, "Any day now..."
- Some former SGI members have reported success using emails; the above information for the resignation letter can be adapted for an email if you so choose. If you have any trouble with this, please let us know.
submitted by BlancheFromage to sgiwhistleblowers [link] [comments]

Ultimate Casino Cashback Guide - Earn over £500 - UK ONLY

This guide aims to outline all of the best gambling cashback offers available over a range of sites, following this guide you should be able to make over £500 in cashback
Note - Cashback often takes a while to payout, bear this in mind when completing offers as you may have to wait to cashout your earnings
When completing these offers don't chase any loses as the cashback will give you a profit with nerly every offer
A short review of each site and some referral links
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Ref
Non-Ref
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Ref - Sign up bonus £6.5
Non-Ref - Sign up bonus £6.5
Minimum payout is £20
Payment Proof - Payments for all sites can be seen here, quidco isn't shown as i have signed up for all the casinos on offer through topcashback
How to Maximize Profit - IMPORTANT - READ THIS
For the majority of these offers you want to play blackjack following the chart found here
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Through playing blackjack this way the player will get a return of around 98%, meaning for every £100 staked you will lose around £2. If you make a loss on a casino site after completing the required wagering amount, withdraw your remaining balance, don't chase loses as the cashback will make up for loses and give you a profit in most cases.
All offers are updated fairly regularly, make sure to check the terms for each offer as information in this post may become outdated. Also check for other offers every now and then as new casinos are added!

TopCashBack Offers - £400+ Profit

Topcashback Referral - Get an extra £5 - See the Ref Link at the top of the page!
If you dont already have an account at top cashback, you can sign up through my referral to get an extra £5 added to you account once you make £10 cashback
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Note this is not the poker offer
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Quidco are offering £100 for this offer
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Referral gives an extra £1, sign up through the ref link at the top of the post to get the bonus!
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Deposit at least £5, you'll get a £10 slots bonus and 100 free spins, these carry hefty wagering requirements, Open any slot and play the minimum spin size, play until you lose all of the money in your account or complete the wagering requirements on the bonus funds. Withdraw any remaining balance.
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Quidco don't offer a sign up bonus, find my ref link at the top of the post if you want to help me out!
All of the offers on quidco are much the same as topcashback, the only offer worth noting is the betfair casino offer which pays £100
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Sign up Bonus
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All of these offers state that you only need to make a deposit, its best to play through the deposit 1x to ensure that the cashback is paid.
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Thanks for reading, hope this of use to some people, happy earning!
submitted by Leth96 to beermoneyglobal [link] [comments]

Botnets

Have a plan to steal millions from banks and their customers but can’t write a line of code? Want to get rich quick off advertising click fraud but “quick” doesn’t include time to learn how to do it? No problem. Everything you need to start a life of cybercrime is just a few clicks (and many more dollars) away.
Building successful malware is an expensive business. It involves putting together teams of developers, coordinating an army of fraudsters to convert ill-gotten gains to hard currency without pointing a digital arrow right back to you. So the biggest names in financial botnets—Zeus, Carberp, Citadel, and SpyEye, to name a few—have all at one point or another decided to shift gears from fraud rings to crimeware vendors, selling their wares to whoever can afford them.
In the process, these big botnet platforms have created a whole ecosystem of software and services in an underground market catering to criminals without the skills to build it themselves. As a result, the tools and techniques used by last years’ big professional bank fraud operations, such as the “Operation High Roller” botnet that netted over $70 million last summer, are available off-the-shelf on the Internet. They even come with full technical support to help you get up and running.
The customers of these services often plan more for the short term than the long game played by the big cyber-crime rings. They have very different goals. Botnet infrastructures can be applied in lots of ways for different sorts of profit—cash, information, or political gain. There are many ways to make money off botnets beyond outright theft, such as using them to steal advertising clicks, generate spam e-mails for a paying client, or renting out bots for denial-of-service attacks. And the same basic principles used to distribute botnets have been creeping up in more targeted attacks to steal intellectual property or to spread the malware used in the recent “wiper” attack on South Korean banks and broadcasters.
So how easy is it to get into the botnet business? Well, Ars decided to find out. Given the surprising availability of botnet building blocks online, I set out to build a shopping list to understand how everything is bought and sold within this black market. It all started with checking sources through a few Web searches then making trips into Web forums I dared visit only with a virtual machine and Google Translator’s help. All I had to do was paste in “botnet” in Cyrillic, and I was on my way down the rabbit hole.
To assemble your list for some of the simplest get-rich-quick schemes, all you need is about $600, a little spare time, and no compunctions about breaking laws to make a profit. I didn’t deploy an Ars-enal of botnet destruction in the end, but I absolutely could have. That may be the scariest lesson here. It looks like you’re trying to build a botnet… There are no personal shoppers to help walk you through the underground marketplaces to identify what fits a particular criminal scheme—though there may be plenty of people willing to give you paid advice on how to get started.
With absolutely no budget for bitcoins, I got my start with some help from Max Goncharov, a security researcher for Trend Micro who specializes in following the Russian underground marketplaces for online fraud services. Goncharov came to Washington, DC in late March for a Trend Micro press briefing, and he laid out some of the basic things that go into a beginner fraudster’s software and services shopping cart: botnets, malware-spreading tools, and hacking for hire. (Goncharov detailed some of these services in a paper published late last year and presented during this press road show.)
Goncharov’s suggested setup came with a $595 price tag for the first month of operations and a monthly cost of $225 to sustain the operation. Of course, that price is for a particular type of botnet. It isn’t representative of everything that’s running wild on the Internet today. It also assumes total noob-hood. For those seeking to do something a little less overtly criminal than stealing credit card numbers or committing wire fraud, there are less expensive options. With a little sweat equity, you can pull off a workable botnet for a fraction of that price. If you’re willing to try it without the benefits that come from paying professionals—like software updates, monitoring services, and 24/7 technical support—you can cut the cost back even further.
With my rough estimate in place, it was time to actually start some research of my own. Hello overseas VPN connection, Google Translator, and Google.ru—time for the underground hacker marketplace. The marketplace of (bad) ideas The “underground” forums do more than just give would-be criminals access to a level of service that might make some enterprise software companies look bad. They also act as a sort of hiring hall for people with very specific skills (like hacking webmail accounts) or botnets of their own ready to do a paying customer’s bidding. On these barely underground sites, hacker wares are made available to anyone willing to pay. Current versions of Zeus and SpyEye botnet software are for sale, or you can find the last version cracked by someone for cheap or free.
Many of the sites run under the thin veneer of “security” discussion boards. But they’re often paid for by advertisements for the tools sought by a certain class of cyber-criminal: botnet-herders and the service provider ecosystem that has sprung up around them. These are largely the small and medium businesses of cybercrime, following a well-worn approach to making money. If you cast a big enough net, you’re bound to catch some fish. The botnet herders’ standard business plan is to “use exploit kits, and then run a phishing campaign or some sort of campaign against massive numbers of people with hopes that someone is going to click on a link and get the exploit to drop a botnet or banking trojan onto their machine,” said Nicholas J. Percoco, senior vice-president of Trustwave and head of the company’s SpiderLabs penetration testing and security research team.
“Once they’ve done that, it goes down the path of them monitoring them when they do banking transactions, or the botnet may be involved in spam or distributed denial of service attacks. Or maybe it’s a sort of Swiss Army knife botnet that can do many different things depending on what that botnet herder decides, or what he makes it available to do for people who want to utilize his or her botnet.” No matter what the racket, Percoco told Ars, the equation for botnet herders is the same. “From a criminal’s perspective, they’re looking at massive numbers of attacks to achieve their financial goals.” They’re also looking at massive turnover.
When a piece of malware like a botnet lands on thousands of PCs, “it may hit the radar of an antivirus company pretty quickly,” Percoco noted. That means time and money spent on finding new victims, deploying patches and updates, paying for new exploits, and generally continuing the game of “whack-a-mole” with antivirus companies and other organizations—as the mole. Building a botnet shopping list I did some additional research afterward to check Goncharov’s math, and I also looked at some alternative approaches. The underground software market for hacking, fraud, and botnet tools has matured to the point where developers provide most of what you’d expect from legitimate software and online service providers—maybe even more.
There’s full support for the paid services, including 24/7 voice support in some cases, in a business where positive word of mouth in forums is the best (and often only) advertising. And there’s no shortage of “consultants” to help you get started. Botnet software itself is an important part of the whole equation, but it’s only a fraction of first-month startup costs—and one that’s fungible if you’re willing to invest some of your own sweat equity in the setup (or dispense with the “legitimate” route and use a cracked version without software support). Just like any Internet business, launching a financial fraud botnet—or any kind of long-running botnet endeavor—requires a sustainable business plan. You need to know your target market, ensure distribution, keep your installed base a step ahead of the competition, and keep your business processes secure.
Here’s a typical botnet-herder’s startup shopping list: A “bulletproof” VPN Before you start building a bot army of incredible magnitude, you need— just as with any other hacking endeavor of questionable legality—to hide yourself from prying eyes. That means using some sort of tool to avoid monitoring by your ISP, law enforcement, and other cybercriminals. Generally speaking, the best way is a virtual private network. As confessed LulzSec member Cody Kretsinger found out, not all VPN providers are created equal. He used a service called HideMyAss.com, a VPN and proxy service run by UK-based Privax Ltd. Unfortunately, he didn’t read the company’s privacy and legal policies, and they gave up his logs when law enforcement came knocking. “Bulletproof” VPN services are ones that claim to be shielded from law enforcement requests because of their location or logging practices.
Many of these services have disclaimers about “abuse” of the services, but the fact is that they take a number of anonymous forms of payment (CryptoVPN, for example, accepts Liberty Reserve, Bitcoin, and a number of other similar anonymous payment services). At worst, these services may just cancel your account if it attracts too much trouble. A typical “bulletproof” VPN service, such as CryptoVPN runs about $25 a month. If you’re thinking long-term, you can sign-up for $200 a year. However, it’s best not to think long-term if you’re botnet-herding; it may behoove you to change services every now and then to keep your profile low. Budget Botnet Shopper’s Price: $25 / month. A “bulletproof” host Once you’ve got your network secured, you need some place to host your botnet’s command and control network and all of the other assorted badness needed to launch a massive assault on the unsuspecting world. For those without the skills, time, or desire to simply go hack someone else’s server every couple of weeks, that means buying a dedicated or virtual dedicated server from someone who doesn’t care what you’re doing—lest your botnet’s nerve center be wiped during a security sweep or seized by law enforcement.
There are many kinds of “bulletproof” hosts catering to various kinds of customers. Most of them buy space in data centers around the world in places with either weak data privacy laws or plain disregard for what other countries’ laws say. This provides a sort of insurance policy for their customers, Goncharov said. At a minimum, the data on the servers won’t be given up to law enforcement. Some are smaller hosting companies such as Hostim VSE, a Romanian hosting company with a Russian language website more targeted at protecting pornographers, pirates, and other targets of DMCA takedown requests. Hostim VSE publicly denounces botnetters and financial fraudsters to prevent attention from local law enforcement. It describes “bulletproof hosting” as “hosting resistant to complaints and other types of attacks on competitors.
When placed on a standard website hosting, your site can receive complaints from competitors under the guise of copyright holders. In consequence of this, most other hosting providers disable your site until the circumstances [change]. We also review all such complaints, check its validity, conduct a site audit, demand [the accuser] to produce documents confirming the rights, and otherwise deal with all to settle the conflict, and only then disable the client’s site.” All of this, the company says with a wink, takes a lot of time and human resources, and as a small company there may be some delays before it gets around to it. In other words, “don’t worry—we’re inefficient.” Hostim VSE’s dedicated servers start at $39/month with additional charges for more bandwidth.
The company also, ironically, provides DDoS protection and other support services. But prices for its services will rise dramatically if you’re attracting too much attention or using too much bandwidth. For really hard-core criminal undertakings, there are the more specialized underground “bulletproof” hosting services that are run specifically for malware owners. These offer hosting at a significant markup in exchange for looking the other way. These operations generally don’t maintain webpages. They advertise strictly in underground forums and do business over ICQ, Jabber, and other instant messaging. Mihai Ionut Paunescu, the 28-year old Romanian behind underground host powerhost.ro, was caught in December by Romanian authorities. His servers were home to the Gozi financial malware command and control network.
Paunescu kept tabs on exactly what sort of business his users were up to and charged accordingly. In some cases, the rates reached thousands per month, averaging better than a 100-percent margin on the servers he managed. Of course, many of these hosting companies provide support (in some cases, 24-hour voice support via phone or Skype) and help with configuring Apache and MySQL on dedicated hosts for customers who are generally clueless about such things. Budget Botnet Shopper’s Price: $50/month, plus spot “consulting.” Bulletproof domains and “fast flux” In order for your bots to reach your host reliably, you need some domain names—fully qualified domain names that allow you to have full control over the domain name service (DNS). You’ll want a bunch so you can avoid making yourself obvious in the DNS logs of networks that get infected. You’ll also want to register those domains with a registrar that’s not going to roll on you and shut you down on the first complaint of abuse. You need someone who will shield your identity from the prying eyes of security firms and law enforcement.
In other words, you want a bulletproof registrar. Preferably, it’s one that accepts payments via Western Union or some other anonymous service. Of course, it’s never a bad idea to have some additional protection to make sure that you cover your trail completely by using a “fast flux” scheme. This hides your servers’ true location by assigning the DNS addresses to a rapidly changing set of proxies. Fast flux providers will take your domains —or even register them for you—and then assign host names to a collection of their own bots. These in turn pass traffic between your bots and your server. By using a short “time to live” for the host “A” name records in the DNS server, fast flux systems create hundreds of potential communication paths for the bots. Fast flux service is costly.
An advertisement on one forum recently offered to support five DNS name servers for customers starting at $800. So for most starting botnet operations getting their feet wet, just registering a few domain names may be enough to begin with. Budget Botnet Shopper’s Price: $50 for five domains. Your choice of botnet / C&C platform The current editions of botnet-building frameworks are sometimes sold by their developers for premium prices. Carberp was sold by its developers prior to their recent arrest for a whopping $40,000 as a kit, while the current Zeus toolkit sold for about $400 when it first hit the market. But the market pays what the market can bear, and most first-timers can find less expensive options that are easier to sustain. Do-it-yourselfers who don’t care about things like patches and full support can find “cracked” versions of some of these toolkits (or ways to disable their licensing code) for free.
There’s also an option to pick up older but still supported versions on the aftermarket. Zeus’ source code was released to the world last year, sort of turning it into “open source,” so you can now purchase supported versions of it for $125, plus $15 per month for updates to the code and $25 for monthly 24/7 new customer support. That could include everything from helping a noob fix a misconfigured server to doing a whole walkthrough of configuring the PHP scripts and MySQL backends for the system over Skype. You could always just use one of those YouTube guides, though, and save some money. Budget Botnet Shopper’s Price: $125, plus $40/month for support. Web attack “injector” kits The Zeus botnet’s market dominance has created a whole additional ecosystem of software add-ons to make its bots do various things.
A big part of that market is “injectors”—the add-on modules that tell the bot what to watch for in browser activity and what code to inject into the browser when it visits targeted websites. There are financial botnet injectors that insert Web code into banking sites. These injectors try to grab your personal information to hijack your account, make wire transfer withdrawals, or even change the values presented in your online statement to conceal all of it. Other types of injectors could be used for things like click-fraud— changing the links that users click on to direct them to different websites, while sending a referral code to a Web advertising provider to collect the pay-per-click. Some new botnets have been configured to simply generate clicks in the background on webpages without the computer user seeing them, creating ad revenue without the user scratching his head about why he ended up on a Russian porn site instead of the car insurance site he was trying to visit. Beginners can buy injector packs for a set of banks through marketplaces and pay for direct support to help install, tune and customize them. In some cases, these require some server setup as well to properly harvest the data collected.
It sounds complicated, but there are people happy to help you figure it all out for a small fee. Budget Botnet Shopper’s Price: $80, plus $8/month for support. An exploit tool or service In order to take command of victims’ PCs, a bot herder needs a reliable way of defeating the basic security provided by operating systems, browsers, and e-mail anti-virus scanners. That usually means relying on an “exploit pack” or some other crafted application exploit. The modus operandi of most bot herders is to use Web links as the delivery method for their malware, sending out streams of spam to potential victims in the hope that someone will fall for their social engineering. One click leads to a webpage set up to drop a package of nastiness on them. There are ready-made exploit packs, loaded with code written specifically for the purpose of planting malware on victim’s PCs that can be purchased and installed on a Web server or “rented” as a service. Botnet builders can rent capacity on these services or outright buy them.
A Phoenix exploit kit (like the one used to seed the recent Bamital botnet), can be purchased for $120, plus another $38 per month for patches and technical support, according to Goncharov. BlackHole, another market leader in exploits, offers its latest and greatest as a leased service for $50 a day, with extra fees for traffic overages. BlackHole also comes with an Oracle-like annual license for those who want to deploy on their own server. That costs $1,500 per year, with various add-on functionality fees. Budget Botnet Shopper’s Price: $120 for the kit, plus $38/month for support. Crypters and dropper builders The problem with just pushing a Zeus bot in its raw form out to targets through an exploit is that the Zeus bot is bound to be detected by antivirus software because of its signature. To prevent that, botnet-herders turn to “dropper” malware that disguises the bot trojan, delivering it in encrypted form to disguise the file signature of the trojan and its associated files. Creating a “dropper” requires the services of a malware “crypter.”
Some are sold as straight software, with added services to see if the signatures of built droppers have been picked up by antivirus companies’ databases. Others are sold purely as a service, with timer-based licenses, and may include the antivirus signature check as a built-in service. There are even crypter services now available on the Web, delivered as a service. One such service offers dropper-building at the rate of $7 per “sample.” Another key to not getting caught is “antisandbox” code that detects if the malware has been dropped onto a sandboxed system or virtual machine— such as those used by digital forensics experts and security analysts. If the code detects that it’s been deposited inside such a system, it can prevent the botnet trojan from being deployed and giving up the nature of the code it carries.
Antisandbox code is a feature of some crypters. If you want to save some money—and aren’t particularly concerned about whether your bot gets picked up after a while by antivirus scans—there are sites offering “cracked” crypter kits for free. Special delivery: Spam and social engineering services But wait! You still have to deliver the exploit link to drop your botnet package on your unsuspecting (or possibly suspecting) victims. How do you get them to click on that link? The traditional route is by blasting semi-convincing spam messages and hoping people are dumb enough to click on a link in them to see a video, download a document, or reconfirm their PayPal information. That typically means buying a spam blast, often from another botnet operator. Some spam-masters have moved their focus to social networks and charge not per message but per hit. You can spam out to social networks and over SMS with clickjack links using “borrowed” credentials or leave it to the professionals to do it for you for around a buck per thousand targets. But that’s the old-fashioned way. The new-fashioned way is to use “spearphish” attacks that use social information about the target in some way that convinces them to click the link, either through a social network message in a compromised account or an e-mail that appears to be from a friend.
If you want to make it even more convincing, you can always pay someone to hack a victim’s e-mail address to get access their account and contacts. Then it’s a simple as posing as the victim to fool all their friends. For beginners, spam remains the best bet. It can be used to hit a variety of potential targets and it’s relatively cheap: cheap spamming services can run as little as $10 per 1 million e-mail addresses, with better services based on stolen customer databases running five to ten times as much. Budget Botnet Shopper’s Price: $50 for an initial blast to qualified addresses. Economies of scale Using our budget shopper prices, that adds up to about $576 for the first month of operation. None of these purchases guarantee success, obviously, and it could take multiple spam attempts and help from other specialists to finally establish that botnet you’ve dreamed of.
Even then, the payoffs are not necessarily that big. There’s a glut of botnets already out there and botnet herders may be up against a short window before detection. On the upside, it’s an easy game to buy into—unlike the bigger, more enterprise-scale cyber-crime rings behind big corporate data breaches. While the whales of the cybercrime game may share some of the basic technology approaches with their smaller cousins, they have more in common with the intellectual property stealing “Advanced Persistent Threat” (APT) hackers alleged to be associated with the Chinese military (though they may surpass them in skill). Trend Micro Chief Technology Officer Raimund Genes said during the DC briefing that he thought the recent alleged Chinese APT attacks had been uncovered largely because they lacked the finesse of Eastern European cybercrime rings.
The bigger financial hacking organizations—which are a small number of organizations of hundreds or perhaps even thousands of people—operate in their own closed forums, sometimes on “darknets,” where you can only gain access by being invited. While there’s some use of botnets by the major cyber-crime rings, they tend to want to protect their investments in the more specialized, targeted attack tools they use. Botnet use is sparse in that space. “Once they get access to the environment,” Percoco said, “they then deploy custom pieces of malware that are sometimes written from scratch, brand new, never been utilized before—and they plant them on specific systems within the environment.” As a result, the data breaches caused by these targeted hacks can go on for months, even years before being detected.
A study released by Percoco’s team at Trustwave in February found that the average targeted attack went more than 210 days before it was detected. And this detection was usually because of a customer complaint or notification by law enforcement or a payment processor, not because antivirus software detected the hack. At some companies, the hacks lasted more than three years without being detected, all while millions of credit card transactions and other data were being pumped back to the hackers.
Botnet operators generally go big or go home in their attacks. But the tools they use can just as easily be applied to the long game if they’re used in a targeted fashion and they apply some of the lessons learned by the bigtime hacking organizations. “Swiss Army knife” botnets and remote administration tools can be used as part of a poor man’s APT by those who are willing to take the time to do the research and social engineering to get their malware in the right place. And just because Zeus and other botnets are a known threat doesn’t mean they can’t be used in stealth. According to the siteZeusTracker, the average detection rate for Zeus binaries by antivirus software is only 38 percent. And that’s for known Zeus botnets.
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Notes
If you complete all these offers then you should make £189.76 cashback in profit through the offers alone. If you are new to the cashback sites and sign up through referral links then this will be £201.76 instead. There's also a chance you can make a profit on any or all the offers and walk away with even more.
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Let me know if you have any questions about any of these offers :)
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